Many clients, whether they are just getting started in their careers, self-employed, running a small business, or preparing to retire, have come to us with questions about retirement planning. The topic is as broad as it is complex, but the discussion usually begins with the question “how?”

A Traditional Individual Retirement Account (IRA) has seemingly lost favor in recent years, but still remains a powerful retirement vehicle. Contributions to a Traditional IRA may be fully or partially tax-deductible depending on your income, tax filing status, and whether you or your spouse are covered by a workplace…

Roth Individual Retirement Accounts (IRAs) have become increasingly popular, and widely discussed over the past two decades for all the right reasons. A Roth IRA provides the opportunity for tax-free growth and tax-free withdrawals in retirement, making it a powerful tool for future tax planning and estate considerations.

Simplified Employee Pension (SEP) IRAs are a popular retirement savings option for self-employed individuals and small business owners. They offer high contribution limits, straightforward administration, and the potential for meaningful…

The Savings Incentive Match Plan for Employees (SIMPLE) IRA is a tax-advantaged retirement plan designed specifically for small businesses with 100 or fewer employees. It offers an easy and cost-effective way for employers to help their teams…