Investing Through The AI Cycle
The era of artificial intelligence (AI) has arrived. Chatbots that simulate human conversation are now widely available, allowing anyone to interact with AI through simple question-and-answer interfaces.
All Insights
All Things Roth IRA
Roth Individual Retirement Accounts (IRAs) have become increasingly popular, and widely discussed over the past two decades for all the right reasons. A Roth IRA provides the opportunity for tax-free growth and tax-free withdrawals in retirement, making it a powerful tool for future tax planning and estate considerations.
SEP IRAs
Simplified Employee Pension (SEP) IRAs are a popular retirement savings option for self-employed individuals and small business owners. They offer high contribution limits, straightforward administration, and the potential for meaningful…
SIMPLE IRAs
The Savings Incentive Match Plan for Employees (SIMPLE) IRA is a tax-advantaged retirement plan designed specifically for small businesses with 100 or fewer employees. It offers an easy and cost-effective way for employers to help their teams…
Kids – How Should I Gift Them Property?
Gifting property to a child is a meaningful way to transfer wealth, but it requires careful planning to avoid unnecessary tax burdens and legal complications. There are several ways to accomplish this, each with its own benefits…
What’s in a Trust—and What Else You Need for a Complete Estate Plan
For many families, thinking about estate planning can feel overwhelming—or easy to put off. But the truth is, planning ahead isn’t just about preparing for the unexpected…
Perspectives: The Next Four Years
Most investors would agree that financial markets can be highly unpredictable, generally more so in the near-term than the long run. Many factors influence the prices of securities, some on an individual basis, others at a macro…
Perspectives: America’s Underappreciated Economic Strength
The Federal Reserve recently concluded its most aggressive interest rate hikes in 40 years, moving the Fed Funds rate to a 23-year high…
Perspectives: Lower Interest Rates Have (Finally) Arrived
Seeking to lower inflation, the Federal Reserve began raising borrowing costs in March 2022 and held them at the highest level in more than two decades over the past year. Recent data…
Perspectives: Sticky Inflation
Having raised interest rates sharply between 2022 and the middle of last year to curb inflation, Federal Reserve officials entered this year expecting to reduce borrowing costs. Unfortunately, a resurgence of inflation above expectations early this year upended that plan…
Perspectives: Economic Resiliency
The U.S. economy continues to outperform expectations. Aggressive interest rate increases by the Federal Reserve to slow the economy and combat a spike in inflation following the pandemic were widely predicted…
Perspectives: Outlook for 2024
Despite the volatility, stocks have performed well this year. Year-to-date through the end of November, the S&P 500 has gained 19%. With all the uncertainties facing investors at this time last year, many have been surprised by the market’s advance this year.
Perspectives: Chugging Along
At the beginning of this year, many economists forecast a significant recession to materialize by now. Instead, the economy has continued to grow despite the strong headwind from much higher interest rates. With inflation waning and continued broad-based momentum in…